When you finance a car with Ford, you are taking out a loan that you repay over time. Finance a new, used, or Certified Pre-Owned Ford builds equity toward your next Ford purchase while enjoying no mileage limitations and the freedom to customize your vehicle. Financing terms can range from 12–84 months, and you can choose the payment schedule that best fits your needs. When you finance your Ford, you don’t have to worry about mileage limitations, and you can customize your vehicle however you like.

A Ford Credit-exclusive payment structure focused on providing lower payments for the first three years compared to a standard retail contract. Flex Buy is offered with 66-month or 75-month terms. The first 36 months of payments are discounted by 15% or 18%, while higher later payments allow your full balance to be satisfied. Flex Buy is financing that fits your budget with no mileage limitations, lower payments for the first three years, and builds equity with each payment.

When you choose to lease with Ford, you can choose from various mileage options with versatile lease-end choices, making it easy for you to enjoy a new Ford more often. Red Carpet Lease offers multiple terms and eight-mileage options to fit your lifestyle. Enjoy payments that are usually lower than similar-term financing payments and the benefit of driving a new vehicle more often. Every Red Carpet Lease also comes with complimentary Gap Protection.

Exclusive to the Mustang Mach-E or F-150 Lightning, Ford Options provides you with an alternate way to finance with lower monthly payments and a final balloon payment, greater flexibility, and a straightforward return process. After a 36-month or 48-month term, you’ll pay a final balloon payment, and you may choose to retain your vehicle, renew into a new Ford or Lincoln or return your Mustang Mach-E or F-150 Lightning to Ford Credit. Additionally, if you want to drive home a Mustang Mach-E or F-150 Lightning, you are eligible for a tax credit and lower monthly payments with Ford Options.